99% Approval Rate
When Other Banks Say No,
We Say Yes
Get approved for high risk merchant accounts (CBD, adult, gaming, etc.) in days with low fees & chargeback protection. Trusted by 2,500+ businesses. Start now!
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Trusted. Proven. Secure
High Risk Merchant Account & Payment Processing Solutions
Secure Processing
At Payment Servers, we offer robust payment security designed specifically for high risk businesses. From end to end encryption to advanced fraud protection, your transactions are safe with us every time.
Fast Integration
Excellent Support
What We Do
High Risk Payment Gateway
- Intelligent fraud detection and chargeback mitigation
- Custom gateway configurations for your industry
- Scalable, secure, and fully compliant
Credit Card Chargebacks
- Automated tools for dispute resolution
- Easy to use risk monitoring dashboard
Trusted. Proven. Secure
High Risk Merchant Account & Payment Processing Solutions
CBD & Cannabis
Reliable high risk payment processing tailored for CBD and vape businessescompliant, secure, and built for scale.
Adult/ Dating
Peptides
Ecommerce Drop Shipping
Travel
Credit Repair
How It Works
Get Approved & Processing in 3 Simple Steps
Apply
Online
Get
Approved
Start
Selling
Find the Right Partner. It Pays.
Frequently Asked Question
Why was my business labeled high risk?
Your business may be considered high risk if it operates in industries prone to fraud or disputes (e.g. CBD, adult, gaming, travel), has a high chargeback rate (typically above 1%), processes high-ticket or international transactions, offers recurrences or subscriptions, is new or has poor credit, or has appeared on the MATCH/TMF list.
What is a high risk merchant account?
A high‑risk merchant account is a payment processing solution tailored for businesses with elevated fraud or chargeback risk. Compared to regular accounts, it involves stricter underwriting, higher fees, possible rolling reserves, and tighter contract terms.
How long does it take to get approved?
Approval typically takes 1–3 business days for initial review and 3–7 business days for full underwriting. Delays may occur if documentation is incomplete, unclear, or missing financial history.
Can I get approved if I’ve been declined before?
Yes. Many providers specialize in previously declined merchants. Success depends on addressing prior issues, being transparent about your business model, and submitting clear documentation like financial statements or processing history.
Why Choose Us
How We are Different?
As business owners ourselves, we understand the challenges of managing cash flow and staying profitable. That’s why at Payment Servers, we simplify the payment process and empower you with the knowledge and tools to maximize your savings.
We start by analyzing your current processing statement and fees, then present tailored, cost saving solutions that fit your business. Once you’re on board, we continue to monitor your account for new opportunities to save even after onboarding.
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What Customer Says
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Referral Partners
Are you a business consultant, accountant, financial advisor, or industry group with trusted client relationships?
If so, you may be a great fit to join our Payment Servers Referral Partner Program.
Grow your income by referring clients to a processor you can trust. We handle the heavy lifting. You earn residual revenue.
ISOs & Agents
Are you an ISO or agent looking to expand your offerings, close more deals, and reduce merchant attrition?
We specialize in high risk approvals, custom merchant solutions, and transparent support that makes you look good.
Partner with Payment Servers and build lasting revenue streams. Support, speed, and real commissionsno games.
Rejected or Shutdown? We can Help!
Get started today with a high risk payment solution tailored to your needs.